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Renewing Your Policy

  1. How do I renew my policy?
  2. When will I get my quote?
  3. How do I make changes to the quote?

  1. How do I renew my policy?

    State Fund will send you a renewal package 90 days in advance of the policy’s renewal date.  Brokers will receive their clients’ renewal packages and direct-written policyholders will receive their own. The package will include instructions on completing the renewal and a telephone number to call if you have any questions. Policies that qualify for online renewal will have a preliminary renewal quote included in the renewal package. 

    We will process the renewal once updated payroll figures, any company changes, and other policy-related information is received from the policyholder or broker. You can complete your renewal via State Fund Online, telephone, fax, email, or regular mail.

    If State Fund does not receive your updated payroll and policy information, we will automatically renew your policy using the existing payroll and policy data the day before your renewal date.  Please note that the sooner we renew your policy, the sooner we can issue certificates.

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  3. When will I get my quote?

    Timing generally depends upon your estimated annual premium amount, and whether or not you use a broker.

    If your policy was written directly with State Fund, you will receive renewal documents approximately 90 days before your renewal date.

    • If the policy premium level is under $10,000, those documents should include a computer generated renewal quote. You then have the option to make changes to the quote and renew the policy via the internet.
    • If the policy premium level is over $10,000, a State Fund representative will provide you a renewal quote as soon as possible.

    If your policy was written through a broker, the broker will receive renewal documents approximately 90 days before your renewal date.

    • If the policy premium level is under $10,000, those documents should include a computer-generated renewal quote. The broker then has the option to make changes to the quote and renew the policy via the internet.
    • If the policy premium level is over $10,000, a State Fund representative will provide you a renewal quote as soon as possible.

    Note: State Fund is required to submit a Rate Filing to the California Department of Insurance (CDI) every January for approval, and we occasionally submit a mid-term Rate Filing in July, so January and July quotes may be slightly delayed pending the completion and submission of the rate filing to the CDI.

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  5. How do I make changes to the quote?

    If you discover that the payroll or other policy information on your quote is incorrect after you submit the renewal information, please contact State Fund immediately with your updated information.

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Note: State Compensation Insurance Fund is not a branch of the State of California.

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