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State Fund is California's largest provider of workers' compensation insurance and a vital asset to California businesses. State Fund supports California's entrepreneurial spirit and plays a stabilizing role in the economy by providing fairly priced workers' compensation insurance making California workplaces safe, and restoring injured workers.



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Return To Work Program

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Return to Work, Restore Productivity, Decrease Workers’ Compensation Costs

Numerous studies have shown that injured employees recover faster when they return to work. In addition, their return can decrease claims expenses, limit downtime, and eliminate the need for additional staff.

State Fund’s claims adjusters and the MPN treating physician are available to help employers consider ways to return their injured employee to the workplace and restore productivity. Return to work programs (RTW) create ways to bring injured employees back to work by modifying their job temporarily or creating a transitional job during the recovery period – all while carefully monitoring their medical progress.

By implementing an RTW program you can:

  1. Improve morale among all employees.
  2. Gain control and increase potential for a positive resolution of the claim.
  3. Reduce or avoid temporary or permanent disability payments.
  4. Reduce medical costs.
  5. Reduce or avoid litigation.
  6. Discourage fraudulent claims.
  7. Avoid the replacement and training costs of hiring a new employee.
  8. Identify cross-training opportunities that enhance employees’ abilities in their regular jobs.
  9. Increase awareness of safe work practices and injury prevention.

Ask your State Fund representative for advice on how you can design an RTW program for your workplace.

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