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State Fund is California's largest provider of workers' compensation insurance and a vital asset to California businesses. State Fund supports California's entrepreneurial spirit and plays a stabilizing role in the economy by providing fairly priced workers' compensation insurance making California workplaces safe, and restoring injured workers.




State Fund Fact Sheet

Who we are

  • Established in 1914 by the state legislature, State Fund is California’s largest provider of workers’ compensation insurance and a vital asset to California businesses.
  • With approximately 130,000 policyholders, just over $1 billion in premium, and nearly $20 billion in net admitted assets, State Fund is a necessary, competitive force in California’s economy.
  • Completely self supporting, State Fund plays a stabilizing role in California’s economy by maintaining an open door policy that ensures that all employers have a strong and stable option for their workers’ compensation needs.

What we do

  • We provide dependable workers’ compensation coverage to California employers, both large and small, and direct medical treatment and indemnity benefits to California’s injured workers.
  • We service our policyholders through our seasoned claims adjusters, professional loss control representatives, industrial hygienists, and ergonomics specialists located throughout the state.
  • Our employees provide full services for employers and their injured workers and work to keep costs down.
  •  We ensure our policyholders  get maximum value for their workers' compensation dollar through customized loss control services, medical cost management, and anti-fraud efforts

Who we serve

  • We serve all Californians, and we are the only workers’ compensation provider with a commitment to providing workers’ compensation insurance to all California businesses, from the smallest start-up to the largest operations.

How we serve

  • State Fund has become a model for the industry and other states by stressing stability, offering coverage at cost, and providing required benefits promptly and fairly.
  • We are California based, and unlike most national carriers, we maintain regional offices across the state. 
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