US Longshore and Harbor Program

Special Workers’ Compensation Coverage for Maritime and Harbor Workers

State Fund offers workers’ compensation insurance to employers who qualify for special coverage under the United States Longshore and Harbor Workers' Compensation Act. Our USL&H program provides benefits to workers sustaining injuries or industrial illnesses while engaged in maritime activities on or near the navigable waterways of the U.S.

State Fund’s USL&H program has been protecting maritime and harbor workers since 1976, when Congress greatly expanded benefits and jurisdiction under this system. At that time, most carriers were hesitant to write USL&H insurance, creating an availability crisis for California employers. State Fund stepped in with our USL&H program. Today, employers can obtain USL&H coverage through a State Fund-certified broker or from one of State Fund's full-service office locations.

Note: State Compensation Insurance Fund is not a branch of the State of California.