Workers’ Compensation for Contractors and Construction

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Established in 1914 by the state legislature, State Fund is California's most reliable provider of workers' compensation insurance and a vital asset to California businesses. State Fund supports California's entrepreneurial spirit and plays a stabilizing role in the economy by providing fairly priced workers' compensation insurance, helping California employers keep their workplaces safe, and restoring injured workers.

Workers’ Compensation for Contractors and Construction

California construction and contractor businesses have unique insurance, employee classification, and safety requirements. In response to your industry-specific needs, we have developed an educational webinar to review the rules and regulations that apply to your business. 

We’ll be discussing:

  • Construction workers’ compensation requirements and employment status determination
  • Required underwriting information
  • Dual-wage threshold classifications
  • Payroll recordkeeping and timecard requirements
  • Waivers of subrogation & OCIP payroll segregation
  • California Construction Safety Orders
  • Cal/OSHA posting requirements
  • Construction administrative recordkeeping requirements

Our presentation will provide you with valuable information to effectively manage your workers’ compensation program.

Join us for a 40-minute presentation and Q&A session.

Our Employer Education webinars are open to all California employers and insurance brokers.

Webinar Presentation Slides (PDF)




Vanessa Zamora, Executive Underwriter – Orange County Region

Vanessa has 25 years of experience working with State Fund in all segments of underwriting. She currently services our large account policyholders, providing her knowledge, experience and expertise in the construction sector.


Richard Chou, Senior Underwriter – Los Angeles Region

Richard currently serves as an Underwriter for Middle Market accounts. He joined State Fund in 2018 with 8 years of insurance experience underwriting for a multi-line insurance carrier. He holds a BA in Business Economics from UC Riverside along with AU and AINS designations.


Kimberly Brunson, Senior Payroll Auditor

Kimberly has been with State Fund for 20 years in various capacities in our Audit department. She also serves as a Continuing Education Instructor certified by the Department of Insurance. Kimberly has extensive experience in developing and presenting interdisciplinary educational trainings for State Fund employees as well as insurance brokers and employers.


Thomas Birkett, Senior Loss Prevention Engineer

Tom is with State Fund’s Safety Support and Safety Seminar Team and a Certified Safety Professional. Prior to joining State Fund Tom was a compliance officer with Cal/OSHA and was the Corporate Risk Manager for a large construction firm. Tom has over 15 years of safety and health experience both in the private and public sectors.


Emmett Bradshaw, Safety Support & Technology Manager

Emmett joined State Fund’s Safety & Health team in April of 2020. He manages both the Safety Support Unit and our safety systems team. Prior to joining State Fund, he managed safety programs for municipalities with extensive experience using technology for hazard control.

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