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Established in 1914 by the state legislature, State Fund is California's most reliable provider of workers' compensation insurance and a vital asset to California businesses. State Fund supports California's entrepreneurial spirit and plays a stabilizing role in the economy by providing fairly priced workers' compensation insurance, helping California employers keep their workplaces safe, and restoring injured workers.

How the ADR System Can Help Companies Lower Overall Costs


  • The primary objective of the ADR program is to give employers and injured employees the opportunity to handle and resolve workers’ compensation disputes as quickly as possible with an ombudsperson, who is an expert trained in workers’ compensation claims administration. 
  • The ombudsperson’s role is to aid and advise union employees regarding workers’ compensation claims, complaints, and injuries so disputes are resolved at the earliest possible time. By resolving the issues between the employer and injured employee and the insurance company early, claims costs can be more efficiently managed and the risk that claims will result in costly litigation are minimized.


Note: State Compensation Insurance Fund is not a branch of the State of California.

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