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Established in 1914 by the state legislature, State Fund is California's most reliable provider of workers' compensation insurance and a vital asset to California businesses. State Fund supports California's entrepreneurial spirit and plays a stabilizing role in the economy by providing fairly priced workers' compensation insurance, helping California employers keep their workplaces safe, and restoring injured workers.

Why State Fund

State Fund is the largest provider of workers’ compensation insurance in California. We’ve helped support California’s entrepreneurial spirit since 1914 by maintaining our financial strength and open door policy of serving California’s small and large businesses across all industries. 

  • Diverse and comprehensive coverage options. State Fund offers group discounts, a merit rating plan, and lower-than-average premiums in some classifications and industries.
  • Medical Provider Network. Quality, reliable and convenient treatment services provide peace of mind to injured workers.
  • Safety programs. No-cost loss prevention and health and safety seminars help keep workplaces safe and get workers back to work more quickly.
  • Fraud prevention. State Fund actively fights fraud to keep costs down for all of California. Our Special Investigation Unit (SIU) has been instrumental in both the prevention and prosecution of fraudulent activity.
  • In it for the long haul. State Fund has never pulled out of the market, and we never will.

Note: State Compensation Insurance Fund is not a branch of the State of California.

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